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五年后需要1万元，年利率5%，需要每年存入多少？分年初和年末存入

2022-03-24 21:58

齐红老师

职称：注册会计师；财税讲师

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2022-03-24 22:00

每年存10000元，年利率5%，五年后多少年初存=10000*（P/A,0.05,5）=10000*5.5256=55256 年末存=10000*（（P/A,0.05,4））%%2B1）=10000*（4.3101%2B1）=53101

快账用户m53m 追问 2022-03-24 22:21

老师是问需要每年存多少

齐红老师解答 2022-03-24 22:25

年初存：A*（P/A,0.05,5）=10000, A*5.5256=10000,A=1809.76元年末存=A*（（P/A,0.05,4））%%2B1）=10000, A*（4.3101%2B1）=10000,A=1883.20元

每年存10000元，年利率5%，五年后多少年初存=10000*（P/A,0.05,5）=10000*5.5256=55256 年末存=10000*（（P/A,0.05,4））%%2B1）=10000*（4.3101%2B1）=53101

2022-03-24

每年存1000元，年利率5%，五年后多少年初存=1000*（P/A,0.05,5）=1000*5.5256=5525.6 年末存=1000*（（P/A,0.05,4））%2B1=1000*（4.3101%2B1）=5310.1

2022-03-24

在年利率为5%的情况下，每年末应存=50000/(p/a,0.05,5)=50000/4.3295=11548.68 在年利率为5%的情况下，每年初应存=50000/（1%2B(p/a,0.05,4)）=50000/4.5460=10998.68

2021-09-28

你好同学，明天回复您

2023-01-06

你好，稍等我看一下回复你。

2024-03-13

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